J&L Harley-Davidson® Finance Department

At J&L Harley-Davidson® and Glacial Lakes Harley-Davidson®, we are motorcycle enthusiasts, and there is nothing we enjoy more than helping our customers find the kind of fun and adventure that a quality motorcycle can bring. If you're considering financing your new Harley-Davidson®, you're in good hands with our finance department. We are thrilled to get the opportunity to help you set up a financing plan that gets you out on the road and into the outdoors as soon as possible.

FAQs

Do I need to know what motorcycle I want to buy before I apply for credit?
No, you may skip this step to obtain an initial credit decision and finalize your selections at the dealership. However, please note the amount of money you wish to borrow plays an important role in your credit decision. If you skip the step you will be assigned the system default model for the purposes of rendering a credit decision. It is always advisable to select a model in the same general price range as the amount you are hoping to borrow for the most accurate automated credit decision.

What factors are used to determine y creditworthiness?
Many factors are used to determine creditworthiness. It is always advisable to follow-up with the dealership if you don’t receive an approval through the online system. Your credit situation is unique and a dealer can help determine what options you may have in order to help get you on the road. You may obtain a copy of your credit report by contacting the credit reporting agency listed on your Credit Score Disclosure Notice, which is provided via link on your online credit decision.

My Credit is Bad. Should I Still Submit an application?
There are many factors that go into the decision along with your current credit situation. We will not know if you would qualify for financing until your application has been reviewed.

* Your application for a loan is through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson® Financial Services